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Off-the-run

Any Treasury security that is no longer the most recently auctioned one at its maturity; slightly cheaper and less liquid than the on-the-run benchmark.

Off-the-run bonds accumulate quickly. There are hundreds of them across the curve, most held to maturity in insurance and pension portfolios, trading a fraction of the volume of the current benchmark.

They matter for two reasons. First, they yield more for essentially the same credit, which is free pickup for a buy-and-hold investor. Second, the on-the-run versus off-the-run spread widens when funding stress hits, because leveraged investors dump the illiquid leg first. That spread is a useful market-plumbing stress gauge.

Example: in calm markets the on-the-run 30-year trades 3 basis points through a comparable off-the-run. In a liquidity event the gap blows out to 20 basis points, wrecking relative-value trades that were short the rich bond and long the cheap one.

Related: on-the-run, treasury-bond, special-repo, liquidity, repo

See it drawn

Original diagrams for the ideas on this page. Illustrative, not real market data.

Bid-ask spread in an order bookSell orders stacked above buy orders with a gap between the best of each.SELLERS (asks)50.0690050.051,40050.0460050.011,10050.002,30049.99800spread = 0.03BUYERS (bids)
The bid-ask spread. Buy orders sit below, sell orders above, and the gap between the best bid (50.01) and best ask (50.04) is the spread you pay to cross. Bar length shows the size resting at each price.

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