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Reversal

Short stock, short put, long call at the same strike; the mirror of a conversion, used when the synthetic is rich relative to the stock.

A reversal is short stock plus a synthetic-long-stock. Like the conversion it has no directional exposure; its value comes from a small pricing discrepancy and from the interest earned on short sale proceeds.

Reversals are sensitive to two things retail traders underestimate: the cost of borrow in a hard-to-borrow name, and unexpected dividends. Both turn a locked profit into a loss, which is why the desks that run them track borrow rates obsessively.

Example: XYZ at $50.00. Short 100 shares at $50.00, sell the $50 put at $2.15, buy the $50 call at $2.30. You receive $49.85 net and owe $50.00 at expiration — a $15 loss unless interest on the $5,000 short proceeds exceeds it. At 5% for 90 days that interest is about $62, so the package pays.

Related: conversion, put-call-parity, hard-to-borrow, cost-of-carry

See it drawn

Original diagrams for the ideas on this page. Illustrative, not real market data.

Payoff of a long call at expiryA flat loss equal to the premium below the strike, turning upward at 45 degrees above it.Profit / loss per share08595115125Strike 105Max loss 3 — the premium paidBreakeven 108Profit keeps growingUnderlying price at expiry
Buying a call: payoff at expiry. A 105-strike call bought for 3 loses that whole 3 if the price finishes at or below 105, breaks even at 108, then gains a dollar for every dollar higher. The loss is capped at the premium; the upside is not capped.

Educational only, not advice. Spotted an error? Post in Site Feedback.