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Prepaid expenses

Costs paid in advance that have not yet been consumed, such as insurance premiums, software licences and rent, carried as a current asset until used.

Cash goes out first and the expense arrives later, so prepayments are the mirror image of accounts-payable. They are usually small, but a sharp rise can indicate prepaid supplier commitments taken to secure scarce inputs.

The line rolls into expense over time, which is why a growing prepaid balance mechanically drags on change-in-working-capital even when nothing has gone wrong.

Example: Northwind Tools carries $22M of prepayments, mainly a $14M annual insurance premium paid in January and $6M of cloud licences prepaid for Northwind Cloud.

Related: current-assets, working-capital, accounts-payable, change-in-working-capital

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